避免BOA收你服務費

從今年四月一日起
BOA將針對某些特定條件的帳戶收取服務費

• MyAccess® Checking
  

  Effective with statement periods beginning on or after June 5, 2009, the monthly service charge changes to: $8.95

• 避免之道
  

  Effective with statement periods beginning on or after June 5, 2009, meet one of the following requirements during each statement period:

• Have at least one qualifying direct deposit made to your account each statement period.
• Maintain an average daily balance of $1,500 or more in your account.

• Regular Savings- Monthly Charge $5.00
  

• Meet one of the following requirements during each statement period:
• Have a monthly automatic transfer of $25 or more from your Bank of America checking account to your savings account.
• Maintain a minimum balance of $300 or more in your account.

• Keep the Change® Savings Service

  When you enroll in our Keep the Change savings service, we round up the amount of any Bank of America Check Card purchase made by you or a joint owner of your checking account to the next whole dollar amount, and transfer the amount in excess of the purchase price to your savings account.

  We aggregate the round-up from purchases that post to your checking account each business day and make a single transfer (the "Keep the Change" transfer) at the end of the business day. If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round-up purchases posted on that business day and we cancel the Keep the Change transfer for that day.

  If your Check Card purchase is subsequently cancelled or reversed, the corresponding Keep the Change transfer will remain in the savings account. We may cancel the Keep the Change service at any time.

** https://www3.bankofamerica.com/efulfillment/documents/05-11-3000ED.20090415.htm